87 Whittier Hwy, Moultonborough, NH 03254

There is a moment on the water that many lake families know well. It is not marked by a ceremony or announced in advance. It just happens, usually on a warm summer afternoon, when a kid reaches the age and the confidence to prove they are ready. Ready to earn the right to ride without a life jacket.
Brie Stephens knows this moment personally. Brie Stephens leads Lake Life Realty at Compass, the top-performing lakefront real estate team in New Hampshire's Lakes Region, and her roots on Lake Winnipesaukee go back generations. Her family history in Senter Harbor Bay is woven into these same waters her clients now call home.
"In my family, the kids would get shuttled over in the boat, the canoe, or the rowboat to the other island across the way, Half Mile Island," Brie recalls. "And then we would get out of the boat with no life jacket, and we would have to safely swim across the bay in order to technically graduate, we would say, from not having to wear a life jacket in the boat."
It is a tradition that sounds simple. But for the families who live it, it is anything but.
What strikes Brie about this tradition is how naturally it spreads and adapts from family to family. She has seen other families take on their own versions of the graduation swim. Some swim from one buoy to another. Some swim from a dock to a landmark point across a cove. The specifics change, but the feeling does not. A child pushes off from shore, swims the distance, and arrives on the other side just a little bit older.
"I've seen other families take this tradition on in their coves, or swim from this buoy to that other buoy," she says. "And then you kind of graduate and not need a life jacket anymore on the lake."
It is one of those moments that lives in a kid's memory long after summer ends. And it is exactly the kind of experience that cannot be described in a property listing.
Lake Life Realty specializes in luxury waterfront properties on Lake Winnipesaukee and throughout the NH Lakes Region, and Brie approaches every client conversation knowing that what people are really buying is not square footage or dock space. They are buying the setting for a life. They are buying the place where their own family traditions will take root and grow.
Brie Stephens was named to NAR's 30 Under 30 and has closed over $128 million in lakefront property sales, but what sets her apart is not just the volume. It is the lived experience. She grew up on these lakes. She knows the bays, the islands, the rhythms of the seasons, and the culture of the communities that gather here every summer. When buyers ask her what lake life is really like, she does not have to imagine it.
She has swum across the bay to prove she was ready for it.
For anyone considering a lakefront purchase in the Lakes Region, these traditions are worth thinking about. A property is a starting point. What grows from it, the annual rituals, the family challenges, the inside jokes that span decades, that is the actual inheritance being passed down.
The graduation swim is just one example of what Brie sees playing out across Lake Winnipesaukee every summer. Families arrive, they settle into their rhythms, and over the years those rhythms become something irreplaceable.
That is what lake life is really about. And that is what Brie is really selling.
Lake Winnipesaukee is New Hampshire's largest lake and offers an exceptional combination of natural beauty, recreational access, and established community culture. Buyers are drawn to the variety of bays and coves, the quality of the water, and the multigenerational tradition of families returning season after season. The lake supports everything from water skiing and boating to quiet evenings on the dock, making it appealing across a wide range of lifestyles.
Beyond the property itself, families should think about the specific bay or cove they are buying into, the orientation of the lot relative to sun and wind, the depth and quality of the waterfront, and the character of the surrounding community. Access to open water versus protected coves matters depending on how a family likes to use the lake. Working with an agent who actually lives this lifestyle, not just sells it, makes a meaningful difference in finding the right fit.
Yes, and noticeably so. Different bays on Lake Winnipesaukee have developed their own personalities over generations. Some are known for active boating culture, others for quieter family gatherings or fishing communities. Buyers who are new to the lake benefit from working with someone who has deep knowledge of these distinctions, because the right community fit is often just as important as the property itself.